How we work
We discuss your financial situation and agree with you the financial planning needs that you want to address. This discussion is free and without obligation and during it we establish, should you wish us to advise you, how you would want to pay for advice. Both commission based advice, where we retain commissions from product providers and fee based advice, where the client pays a fee are available.
Once we have identified and analysed your needs we research the most suitable solutions. As simply as possible, we put our recommendations to you in writing, explaining the reasoning behind them and why the selected solutions have been recommended. It is important that you fully understand and agree with our recommendations before proceeding and we will take what ever time that you need with you to answer any queries to ensure that you are completely happy. Once you are happy we complete the necessary paperwork with you and deal with the processing of your business in a professional manner.